Being Frugal

How to save and spend efficiently

ESPP-Employee Stock Purchase Plan

downday

Majority of companies in Silicon Valley are publicly traded companies, if we work for these companies, we should be offered something call ESP (Employee Stock Purchase) or ESPP (Employee Stock Purchase Plan) every 6 months or a year. It’s a benefit program that allows Employees to buy company’s stocks at a 15% discount from the

Beware Of Instant Rebates At Costco

Costco is a great place to buy more stuff than you can use, all their warehouses are always crowded, you walk in, walk out spending over $100 for a few items and wondering “what the heck did I just buy that cost this much?”. Costco sells in volumes and you buy to store your stuff

Tire Insurance Hard Sell At Tire Shop

2012-11-24 I received the $100 VISA from American Tire last week, the last time. So, last Friday and Sat, I received a promotion through email from American Tire, my A6 needs tires badly and I’ve been waited for this sale the whole year (trying to be frugal). There are 1 thing I dislike is the

10 Painless Tricks To Save

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Traffic Tickets – Do We Really Need Them?

These days, the traffic tickets can cause a major cash strapped problem because they’re expensive to pay, costly even if taking school option and extremely time consuming. 1. California Stops: What the heck is that? rolling stops, are people trying to save their brakes or just want to save 5 seconds to make a full