Many people work and put money in 401k or IRA or ROTH IRA don’t know what to do with the money saved in there. If you have money in 401k from work, if you don’t manage yourself, they will put in automatically funds that benefit or high management fees for the 401k managers. 401k: we …
Living in Silicon Valley is designed for wealthy people. Middle class has to pay taxes and all the extra costs due to clean air laws for the wealthy to breathe. The only way to keep up with all these costs with fixed salaries, we need to save money and use the money to invest in …
This year the market was in bear market and many stocks pay dividend with high forward yields because the stock prices are low. This is a good opportunity for me to invest in these beaten down stocks with high dividend. When the market is back to bull, we expect the stock prices will be higher …
To keep up with inflation and grow our money, there are many ways to invest. The best is to invest in S&P500, NASDAQ, DOW ETFs. ETF is Exchange-Traded Funds. We can buy and sell ETFs just like stocks, but there are many types of ETFs, there are 1x, 2x and 3x which we can use …
To keep up with inflation, we invest in TreasuryDirect iBond which yields 7.12% this period. Although it limits only $10,000 a year for any SS, we can still buy each year. The best is to buy with many different amounts instead of one lump-sum $10k because we can’t sell the bond in parts. This bond …
