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COVID-19 Mortgage Refinance At 2.5% Fixed

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We refinanced our mortgage from 4.5% to 3.5% 30 years fixed almost 4 years ago. Due to the COVID-19, the interest rate went down to the point that’s too good to pass, 2.1% to 2.5%. We would like to share the experience of refinancing online vs mortgage brokers. The online brokers have low overhead, therefore